FAQ's

Homebuyers (houses, townhouses, or condos)

Insurance Agencies

Current Homeowners (check the current condition of your home to maintain or to sell, save on homeowner’s insurance policy)

Real Estate Professionals (pre-listing, purchasing or selling)

Whether buying or selling a home, unseen damages and repairs can be very costly. Buyers may be faced with repairs in the thousands of dollars after their initial purchase.  Sellers may lose thousands of dollars when it comes down to negotiations if they did not do their own inspection prior to listing their property.  In any case, let TOP Property Inspections help you sell your property for TOP dollar or purchase a TOP property of your own.

An inspection is an important step in examining your investment property more thoroughly.  A detailed report identifying any damages or needed repairs can assist you with protecting your investment.  The inspection report will identify any problems or needed repairs, prior to purchase, thus providing you valuable negotiating and decision-making information. Let TOP Property Inspections help you purchase a TOP commercial property.

Prior to issuing/renewing insurance policies on houses older than 25 years, insurance companies in the state of Florida are requiring a 4 Point Inspection.  Due to changes in code and improved building materials, older homes may have potential issues or dangers buried behind their walls or tucked in their attics.  A 4 Point Inspection is intended not only to identify any potential dangers or hazards for new or current homeowners in these older homes. Therefore, to minimize risk of insuring these homes, many insurance companies in the state of Florida are requiring this type of inspection. 

This inspection report can help you identify wind-resistant features that currently exist on the property or home improvements that can lower the risk of damage. Florida law allows for significant discounts on insurance to homeowners who purchase or home with wind-resistant features.

The inspector will be looking for features such as:

• Hurricane shutters
• Impact-rated glass on doors and windows
• Reinforced roof-to-wall connections
• Roof-deck attachment
• Roof covering, shape and bracing
• Storm resistant doors and garage doors

Any of the aforementioned features will be identified and detailed on the inspection report for submission to the insurance company.